Convenience is very important for banking, especially nowadays with technology. Guaranty Trust Bank (GTB) knows this well. That’s why they provide their customers with various USSD codes for their banking needs. These codes let customers use banking services easily. In this article, I will provide you with all the latest GTB USSD codes and how to use them.
Table of Contents
Introduction
In a time when every moment counts, GTBank has made banking easier for its customers. USSD codes have changed how we handle money, making transactions faster and easier. This guide will explain these USSD codes and how to use them well.
List of GTB USSD Codes and How to Use Them
Let’s jump right into the long list of GTB USSD codes and how they can help you. These codes handle many money tasks, giving you all you need easily.
If you decide that you don’t want to make use of GTBank 737 banking and wish to get it blocked, here is the link on how to block GTBank USSD code on your account.
Menu and Basic Banking Services
737 Menu: *737#
The 737 menu is the gateway to many USSD banking services. Just dial *737# on your phone to see a menu with different choices. This makes it easy to use GTBank services.
Usage:
- Check your account balance.
- Buy airtime for yourself and others.
- Transfer funds to GTBank accounts.
- Pay bills and merchants.
- And much more.
Managing and Checking Your Account
1. To Open an Account: Dial *737*0#
Opening a GTBank account is now simple. Use this USSD code to start the process from your phone.
Usage:
- Dial *737*0# to start the account opening.
- Follow the prompts as they appear to finish your application.
- Enjoy the perks of having a GTBank account.
2. Enquiries Menu: *737*6#
The inquiries menu gives fast access to important account details and services.
Usage:
- Check your account balance.
- Check your loan balance.
- Confirm your chequebook status.
3. Account Balance: *737*6*1#
Instantly check your account balance using this USSD code. Dial *737*6*1# and enter you your PIN and your account balance will be shown on your screen or sent via SMS
4. Account Statement *737*51*33#
Access your account statement easily, at your comfort, with this USSD code.
How to use:
- Dial *737*51*33#.
- Follow the prompts to finish the process and your account statement will be sent to the email address linked to your account instantly.
If you want to get receipt for a particular transaction instead, here is is how Get Your GTBank Transaction Receipt in Few Clicks.
5. Chequebook Status: *737*6*4#
*737*6*4# helps you to get the status of your chequebook
Usage:
- Dial *737*6*4#.
- Follow the prompts to check the status of your chequebook.
6. Enable/Disable Account Balance on GeNS: *737*51*1#
Use *737*51*1# to manage how your account balance is displayed on the GeNS (Guaranty Trust Electronic Notification System) platform. *737*51*1# code lets you turn on or off your account balance in alerts, whether it’s SMS or email.
Airtime and Data Services
1. Code to Buy Airtime from GTBank (Self): *737*Amount#
Never worry about running out of airtime again. Dial *737*Amount# to instantly top up the phone number linked to your bank account with airtime.
2. Airtime (3rd Party): *737*Amount*PhoneNo#
Want to send airtime to a friend or family member? Use this USSD code to transfer airtime to any phone number in Nigeria.
Usage:
- Dial *737*Amount*PhoneNo#. Enter the airtime amount and the phone number in the appropriate positions. For example, *737*200*0903343XXXX#.
- Follow the prompts to complete the transaction.
- Your loved ones will receive the airtime instantly.
3. Code to Buy Data from GTBank: *737*4#
Low on data? Easily top up your prepaid data subscription with *737*4#.
Usage:
- Dial *737*4#.
- Select your preferred data plan.
- Follow the prompts to confirm the purchase.
- Enjoy uninterrupted internet access.
4. Airtime Advance: *737*8*1#
Low on airtime and need an advance? Use *737*8*1# to borrow airtime for emergencies.
How to use
- Dial *737*8*1#.
- Follow the prompts to request an airtime advance.
Fund Transfers
1. GTB Transfer Code to GTBank: *737*1*Amount*AccNo#
Transferring money to other GTBank accounts is easy with this *737*1*Amount*AccNo# code.
How to Use:
- Enter the amount and the receiver’s account number in the appropriate positions. For example, *737*1*5000*2007756XXX#.
- Dial the code and and confirm the name of the receiver
- Enter your 737 PIN to authenticate the transaction.
2. Transfers to Phone Number (GTBank): *737*1*Amount*PhoneNo#
Not sure of the recipient’s account number? No worries. You can still send money to a GTBank account using their phone number.
Note: Ensure that the number is linked to the person’s GTBank account.
How to use:
- Enter the recipient’s phone number and amount in the designated positions.
For example, *737*1*6000*0812344XXXX# - Dial the code and follow the prompts to complete the transfer.
- The recipient will receive the money in their account.
3. GTB Transfer Code to Other Banks: *737*2*Amount*AccountNo#
Need to send money to another bank in Nigeria? Use this USSD code to make interbank transfers conveniently.
Here is how to use it:
- Dial *737*2*Amount*AccountNo#. For example: *737*2*6000*026558XXXX#.
- Choose the recipient’s bank.
- Confirm your beneficiary’s account details.
- Enter your 737 PIN to complete the transaction.
4. Transfer to OFI & Wallet Funding: *737*22#
*737*22# is used for transferring funds to other financial institutions (OFI) and mobile money wallet accounts such as Opay, Kuda, Palmpay, etc. It can also be used to fund betting wallets like SportyBet, Bet9Ja, NairaBet, Betway, etc.
Dial *737*22# and follow the prompts to fund any OFI accounts, mobile money wallets or betting account account.
Cardless Transactions
1. Cardless Withdrawals: *737*3*Amount#
Withdraw cash from your GTBank account without using your ATM card using *737*3*amount#. This USSD code starts a cardless withdrawal process.
How to use:
- Dial *737*3*Amount#. For example, *737*3*5000#.
- Follow the prompts to generate a withdrawal code.
- Use the code at a GTBank ATM to collect your cash.
2. Cardless Withdrawals 3rd Party: *737*3*Amount*PhoneNo#
You can also initiate cardless withdrawals for a third party using their mobile phone number using *737*3*Amount*PhoneNo#. This is handy when you prefer not to share your card and PIN.
Dial *737*3Amount*PhoneNo#, generate a withdrawal code, share the code, amount and PIN with the recipient so they can use at nearest GTB ATM stand for withdrawal.
3. Paycode: *737*13#
While Cardless withdrawal codes mentioned above can only be used at GTBank ATM, the Paycode generates with *737*13# can be used at any bank ATM in Nigeria for withdrawal, including POS terminals.
How Use:
- Dial *737*13#.
- Follow the prompts to generate a Paycode.
- Use the Paycode for withdrawal at an ATM or POS terminal.
Security and PIN Management
1. 737 PIN Creation: *737*5#
Your security is important when it comes to banking. This USSD code lets you create or change your 737 PIN.
Dial *737*5#, follow the prompts to set a new PIN. Make sure it’s secure and easy for you to remember.
2. Generate OTP: *737*7#
One-time passwords (OTPs) are essential for secure transactions. Quickly generate an OTP using *737*7# USSD code.
Dial *737*7#, enter your 737 PIN, and receive your OTP for transaction validation via SMS.
Also read how you can get token on GTBank without debit card
3. Card Hotlist: *737*51*10#
If your card happens to be misplaced or stolen, you can promptly block it by utilizing *737*51*10#. Dial the code and follow the prompts to get your card blocked. It’s essential to act swiftly to prevent any unauthorized usage or fraudulent activities.
4. Account Block: *737*51*74#
*737*51*74# enables you to safeguard your account by immediately blocking it. Upon using this code, no debit transactions will be permitted on your GTB account until you visit the bank and initiate the unblocking process.
5. Account Block from Another Phone: *737*911#
Dialing *737*911# on any phone line allows you to safeguard your GTBank account by instantly blocking it from debit transactions. This USSD code serves as a quick and efficient solution to protect your account from unauthorized access or fraudulent activities when the need arises.
Loan Services
1. GTB USSD Code for Loan: *737*51*51#
If you need a loan from GTBank, dial *737*51*51# and follow the prompts to apply for GTBank Quick Credit.
2. Loan Repayment: *737*51*55#
If you’ve borrowed a loan from GTBank and want to repay it, simply use *737*51*55#. Dial the code and follow the prompts to complete your loan repayment.
3. GTB Loan Balance Code: *737*6*2#
If you’ve borrowed a loan from GTBank and want to check your loan status, use *737*6*2# code to check your loan balance.
4. Reference Confirmation: *737*51*54#
To Confirm references for your loan application with ease dial *737*51*54# and follow the prompts.
5. Salary Advance GTB Code: *737*8*2#
With GTBank salary advance service, you can request to get your salary ahead of time when necessary. All you have to do is to dial *737*8*2# and follow the prompts as they appear.
Bill Payment
1. StarTimes: *737*37*Amount*SmartCardNo#
With GTBank, you can easily subscribe to your favorite channel on StarTimes with just USSD code. If your StarTimes subscription expired and you which to renew it with your GTBank account, dial *737*37*Amount*SmartCardNo# and follow the prompts.
Discover additional methods to subscribe to your StarTimes TV cable with GTBank
Also Read: StarTimes Subscription Payment: How to Pay on Phone
2. CableTV: *737*SmartCardNo#
With *737*SmartCardNo#, you can Easily pay for your CableTV subscription by entering your SmartCard number.
3. LCC Toll Account Top-Up *737*50*Amount*108#
Dialing *737*50*Amount*108# enables you to top up your LCC toll account balance. Just dial the code and follow the steps. It is easy and simple.
4. Checkout: *737*35*Amount*MerchantCode#
The 737 checkout feature ensures GTBank customers enjoy seamless shopping by dialing *737*35*amount*MerchantCode# and following the prompts to securely complete their purchase.
5. 737 Edu: *737*31*Amount*MerchantCode#
GTBank’s 737 Edu service enables convenient payment of school fees. By dialing *737*31Amount*MerchantCode#, you can swiftly make your payments without hassle.
6. 737 Give: *737*32*Amount*MerchantCode#
Contribute to a meaningful cause or extend your support by making donations effortlessly through the 737 Give USSD code. Whether it’s aiding a charitable organization, supporting a local community initiative, or lending a helping hand to those in need, this convenient code empowers you to make a positive impact with ease.
Simply dial *737*32*Amount*MerchantCode# to make your donation.
Other 737 Codes
1. Fast Track Deposit: *737*48*Amount*Account Number#
Fast Track deposit is a feature that enables GTBank customers to make a deposit quickly without the need to start filling deposit slip. To use this service, dial *737*48*Amount*Account Number# to initiate the deposit, then go to any GTBank branch to complete the deposit.
2. Fast Track Withdrawal: *737*49#
Just like the fast track deposit, fast track withdrawal helps you to withdraw money from your account without the need to fill any slip. All you have to do is to dial *737*49# to initiate a fast track deposit. Then walk into any GTBank branch to make your withdrawal.
3. 737 Card Delivery: *737*33*13*13#
Are you interested in applying for card delivery on GTBank or eagerly awaiting the arrival of a new card? Utilize *737*33*13*13# to kickstart the card delivery process or conveniently track the status of your card delivery. Whether you’re looking to receive a replacement card or requesting a new one, this code empowers you to manage your card delivery efficiently and stay informed about its progress.
4. Spend To Save *737*51*24#
*737*51*24# is used to activate the feature enabling you to save money as you spend on your GTBank account. By activating this feature, you can effortlessly accumulate savings with each transaction made through your account, fostering a disciplined approach to financial management and helping you achieve your savings goals effectively.
5. Dispense Error: *737*52*AccountNo*5#
In case of a dispense error at a GTBank ATM or any other bank’s ATM, use *737*52*AccountNo*5# to report the issue.
Here is more on how to report/reverse a failed transaction on GTBank.
6. Agent Menu: *737*73#
Access the GTBank agent menu to explore a wide range of banking services and transactions. From deposits and withdrawals to bill payments and account inquiries, the agent menu offers convenient access to various banking functionalities, ensuring a seamless and efficient banking experience for customers.
GTBank USSD Codes Table
Here is a table listing all the GTBank USSD banking features and their respective codes
| S/N | Product/Service | USSD Code |
|---|---|---|
| 1 | 737 Menu | *737# |
| 2 | Account Opening | *737*0# |
| 3 | Airtime (self) | *737*Amount# |
| 4 | Airtime (3rd party) | *737*Amount*PhoneNo# |
| 5 | Transfers (GTBank) | *737*1*Amount*AccNo# |
| 6 | Transfers to Phone Number (GTBank) | *737*1*Amount*PhoneNo# |
| 7 | Transfers (other bank) | *737*2*Amount*AccountNo# |
| 8 | Cardless Withdrawals | *737*3*Amount# |
| 9 | Cardless Withdrawals 3rd Party | *737*3*Amount*PhoneNo# |
| 10 | Prepaid Data | *737*4# |
| 11 | 737 PIN Creation | *737*5# |
| 12 | Enquiries Menu | *737*6# |
| 13 | Account Balance | *737*6*1# |
| 14 | Loan Balance | *737*6*2# |
| 15 | Chequebook Status | *737*6*4# |
| 16 | Generate OTP | *737*7# |
| 17 | Airtime Advance | *737*8*1# |
| 18 | Salary Advance | *737*8*2# |
| 19 | Paycode | *737*13# |
| 20 | Fast Track Deposit | *737*48*Amount*Account Number# |
| 21 | Fast Track Withdrawal | *737*49# |
| 22 | 737 Edu | *737*31*amount*MerchantCode# |
| 23 | 737 Give | *737*32*amount*MerchantCode# |
| 24 | 737 Card Delivery | *737*33*13*13# |
| 25 | Checkout | *737*35*amount*MerchantCode# |
| 26 | Bill Payment – StarTimes | *737*37*amount*SmartCardNo# |
| 27 | LCC Toll Account Top-Up | *737*50*Amount*108# |
| 28 | Enable/Disable A/C Balance on GeNS | *737*51*1# |
| 29 | Card Hotlist | *737*51*10# |
| 30 | CableTV | *737*SmartCardNo# |
| 31 | Spend To Save | *737*51*24# |
| 32 | Account Statement | *737*51*33# |
| 33 | Quick Credit | *737*51*51# |
| 34 | Loan Repayment | *737*51*55# |
| 35 | Reference Confirmation | *737*51*54# |
| 36 | Account Block | *737*51*74# |
| 37 | Dispense Error | *737*52*Account No*5# |
| 38 | Agent Menu | *737*73# |
| 39 | Transfer to OFI & Wallet Funding | *737*22# |
Here some selected blog posts on GTBank that you may like to check out:
How to Generate GTBank Token Code Without Debit Card
How to Deactivate SMS Alert on Your GTB Account
How to Transfer Money from Your GTB to Opay
How to Top Up StarTimes with Your GTBank Account
How to Change Your GTBank Phone Number
Conclusion
GTBank’s 737 codes offer a convenient and accessible way to handle banking transactions and access various services. Whether checking account balances, transferring funds, or paying bills, these USSD codes provide a user-friendly and secure solution for all banking needs.
By using the provided USSD codes and following simple instructions, customers can perform various banking tasks effortlessly. GTBank’s commitment to innovation ensures efficient banking solutions, making every day financial transactions more accessible and convenient. Explore the world of GTB USSD codes for banking at your fingertips.
