A token code, also known as a one-time password (OTP), is a security method used by banks to make online banking safer. I will show you how to get GTBank token code without debit card in this article.
The OTP code is important because it keeps customer transactions safe and stops fraud. It gives an extra layer of security by making sure only the right person can use their account and do transactions. Each time you do a transaction, a new token code is made. This code is only used once for a transaction. When not used, it expires within a specific time frame. This stops thieves from stealing your money or committing fraud with your bank account. In today’s world, where there are many online risks, using a token code is essential.
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How to Generate GTBank Token Code Without Debit Card
As a customer of GTBank, you have two ways to get a token code for confirming transactions, even if you don’t have a debit card. One is by using 737 token and the other is through GTBank eToken App
How To Get 737 Token Code
To create a GTBank token using the 737 shortcode, dial *737*7# from the phone number connected to your GTBank account. Then, enter your 737 pin. Your token will appear afterward. Take note of the code and enter where it is needed to authenticate the transaction.
Keep in mind, you can only use this way to generate a token code if you’ve signed up for GTBank’s 737 banking service before.
Using GT eToken App to Generate Token Code
GT eToken is an app that acts as a digital version of the physical or hardware token given by GTBank. This means you can use it instead of the hardware token to confirm transactions.
To get an OTP using the GT eToken App, first, download the app from the Play Store or iOS Store. After installing it, you need to activate the app. Follow the steps below.
How to activate GT eToken without debit card
To activate the GT eToken app, have your GTBank account details ready and follow these steps:
- Open the GT eToken app and choose your customer type, usually “Individual”, then tap “continue”.
- On the activation method screen, select “Authorization via GTConnect” and select “NEW USER.”
- On the “Authorization Code” screen, enter any of these: Your account number, online banking UserID, registered phone number, or email.
Then tap “Get Code”.
- Your phone dialer will open with the GTConnect phone line loaded. Dial the number and follow the prompts to get the activation code.
- Once you have the activation code, go back to the app, enter the authorization code, and tap “ACTIVATE”. Your GT eToken will be activated.
- Tap “Create Pin”, enter a four-digit pin that you will be using on GT eToken app only, and confirm it.
- Tap “Terms and Conditions”, read through it, then tap “I Agree”.
- Finally, click on “Create PIN” to complete the process.
Viola! Your GT eToken is now fully activated and ready to use. Whenever you need a token for your transactions, open the app and tap “Generate OTP”, and an OTP will be generated for you.
Also Read:
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How to Get Your GTBank Transaction Receipt in Few Clicks
How to Get GTBank User ID and Password for Internet Banking
How to Retrieve Remita Receipt Without RRR
How to Change GTBank Phone Number
Conclusion
Now that you know ways to get GTBank token code without the need for a debit card, you can always generate a one-time password, even if you don’t have access to your ATM card. The process is simple and can be done using the methods and steps described in this article. Remember to have an active internet connection and the latest version of the app for a smooth process.
