USSD codes changed mobile banking, making banking services easy to access with a few taps. Sometimes, you might want to block USSD codes, especially for securing your GTBank account. This article explains how to block USSD code for GTB (737) to keep your financial transactions safe.
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Benefits of Blocking USSD Banking
While USSD codes offer convenience, they can also pose security risks. Here are the possible gains of blocking USSD banking on your bank account:
- Enhanced Security: Blocking USSD banking can prevent unauthorized access to your bank account via mobile devices, reducing the risk of fraud and unauthorized transactions.
- Prevent Unauthorized Use: By blocking USSD banking, you can prevent anyone from using your mobile device to perform banking transactions without your knowledge or consent.
- Protection Against Theft: In case your mobile device is lost or stolen, blocking USSD banking can prevent thieves from accessing your bank account and making unauthorized transactions.
- Peace of Mind: Blocking USSD banking provides peace of mind, knowing that your bank account is secure and protected from potential security threats related to mobile banking.
Disadvantages of Blocking GTB USSD Code
Here are some of the cons of disabling USSD banking
- Limited Quick Transactions: Without the USSD code, fast transactions like buying airtime or transferring money become slower.
- Slower Account Balance Checks: You can’t quickly check your account balance without the USSD code. You’ll need other ways to keep track of your funds.
- Restricted Account Access: Blocking the USSD code limits your account access. While you can still use the mobile app, ATM, or visit a bank, they may not be as convenient. Your banking becomes less flexible and more tied to specific locations or tools.
Consider these downsides when deciding to block the codes. Balancing security with convenience is important for your banking needs.
Also Check: Complete List of GTB USSD Codes and How to Use Them.
How to Block USSD Code for GTB
To block USSD banking on your GTBank account, follow these steps:
- Log in to your GTB Internet banking using your account’s email, UserID, phone number, or account number, along with your password.
- Navigate to “Self Service” in the menu and select “Account Switch-Off/On.”
- Find the USSD row, click “select option,” and choose “disable.”
- Set the start and end dates for how long you want the blocking to last.
- Scroll to the end, answer your security question, and click “submit.”
- You will be asked to confirm blocking the USSD code. Confirm, and the code will be blocked successfully.
To confirm the USSD code block, try using the code from your mobile device after 10 minutes. You should receive a notification confirming the USSD code is blocked on your account.
Visiting a GTBank Branch
The obvious option you have if you cannot block USSD banking on your GTBank account using the method above is to go physically to your bank’s branch. The bank’s staff will guide you through the process of blocking USSD codes and provide any necessary assistance. Go along with any of your valid ID cards, just in case of necessity.
Some Measures to Protect USSD Banking Access
To keep your mobile banking and USSD transactions secure, follow these tips:
- Lock your mobile device with a strong PIN or biometric authentication.
- Don’t share your PIN, password, or any sensitive information with anyone.
- Regularly update your mobile banking app and operating system for added security.
Also Read:
How to Generate GTBank Token Code Without Debit Card
How to Transfer to Opay Using USSD
How to Transfer from GTB to Opay
Available Customer Service Channels in Opay
How to upgrade PalmPay Account to Tier 2 and 3
Conclusion
Securing your financial safety is crucial, and learning how to deactivate USSD code for GTB is a positive move. By following the steps in this article, you can protect your account and use mobile banking safely. Remember, it’s smarter to prevent unauthorized transactions than to handle them afterward. Stay safe and informed!