In today’s highly connected world, it’s crucial to control how information moves, especially in banking. Guaranty Trust Bank (GTBank) provides SMS alerts to update customers about their transactions. But sometimes, you may need to stop these SMS alerts. In this blog post, I will show you how to deactivate GTBank SMS alert, along with the pros and cons of doing so.
Table of Contents
Pros of Deactivating GTBank SMS Alert
Here are the few benefits of stop SMS alert on your GTBank account:
1. Reduced Disturbance
Disabling GTBank SMS alerts has a major advantage: it reduces the constant notifications. Although alerts help you stay informed, too many can be overwhelming. Turning them off gives you a calmer banking experience.
2. Reduced Bank Maintenance Charges
The charges for SMS alert contribute to the monthly maintenance fees deducted from your GTB account. If your GTBank account is highly active, and you receive numerous transaction alerts via SMS each day, you’ll see that your maintenance fees are quite high. So, turning off SMS alerts will help you save on costs.
3. Enhanced Privacy
Disabling SMS alerts improves your financial privacy. Not all transactions require SMS notifications. By turning off these alerts, you regain control over the information you share.
4. Customized Banking Experience
Disabling alerts doesn’t disconnect you from your finances. GTBank provides other alert options, like email notifications, letting you choose how you get updates. This flexibility ensures you’re informed without unwanted interruptions.
Cons of Stopping SMS Alert on GTBank
While there are advantages to turning off SMS alerts on your account, there are also potential drawbacks. Here are some possible disadvantages of deactivating SMS alerts on your GTBank account:
1. Lack of Instant Notifications
Turning off SMS alerts means you won’t get immediate notifications of transactions. This could result in delays in spotting unauthorized or suspicious activities on your account.
2. Reduced Security Awareness
SMS alerts serve as a security measure, giving real-time updates on account activities. Turning them off could decrease your awareness of potential fraudulent transactions.
3. Limited Transaction Monitoring
Without SMS alerts, keeping track of your daily transactions might be harder. This could lead to missing important financial activities.
4. Relying on Alternative Alerts
Even though GTBank provides other alert options like email notifications, some users may not check these channels often, resulting in delayed information.
5. Impact on Budgeting
Disabling SMS alerts can disrupt budgeting efforts for those who rely on them to track spending and account balance, potentially leading to a less organized financial approach.
Considering these potential downsides alongside the benefits and your own preferences, it is crucial to decide whether to turn off SMS alerts on GTBank.
How to Deactivate GTBank SMS Alert
GTBank gives customers self-service options to manage their accounts independently. Now, let’s look into how to stop GTBank SMS alerts using GTB customer self-service.
To stop getting SMS alerts from GTBank, follow these steps:
- Open your web browser and visit the GTBank internet banking page.
If you haven’t registered for internet banking, here how to register. - Click “Log in to account” and then tap “Click here to login” on the next page.
- Eenter any of these: Your UserID, Account Number, Phone Number, or Email, and type your password using the virtual keypad.
- After logging in, click “Proceed to Internet banking” to go to your dashboard.
- Click “Show navigation” to see available options.
- Scroll down and select “Self Service,” then choose “Transaction Alert Activation” from the submenu.
- If you have multiple accounts, pick the one where you want to turn off SMS alerts. Otherwise, proceed.
- Under “Select Alert Type,” select “email only” (You’ll be directed to the Indemnity acceptance page).
- Read and accept the SMS opt-out Indemnity by:
- Answering your security question
- Entering your token code (If you don’t have a hardware token, here’s how to generate a soft token)
- Checking the box that says, “Click here to Agree”
- Finally, click “Agree and Continue,” and SMS alerts will be disabled on your GTBank account.
After following these steps, SMS alerts will be deactivated on your GTBank account. If you decide to receive SMS alerts again, simply follow the same steps and choose either “SMS Only” or “Email and SMS.”
Also Read:
How to Retrieve Remita Receipt Without RRR
How to Transfer from GTB to Opay
List of the Available Customer Service Channels in Opay
List of Opay Physical Customer Service Centers and Location
How to Retrieve BVN Without Phone Number
Conclusion
I trust this article has provided you with the information you needed on how to deactivate GTBank SMS alerts. Keep in mind that SMS alerts can be helpful in detecting fraudulent or unauthorized transactions on your account.
However, if you’ve considered the pros and cons and are comfortable turning off SMS alerts, you can use the steps outlined in this article.
