How to Get GTBank User ID and Password for Internet Banking

Accessing banking services conveniently is a priority for many individuals. Guaranty Trust Bank (GTBank) offers a robust internet banking platform that allows customers to manage their accounts, make transactions, and access various banking services online. To access these features through internet banking via a browser or the GTBank mobile app, you will have to obtain a User ID and Password.

In this article, I will show you how to get GTBank user ID and password for your internet banking need. Whether you are looking to make use of GTWorld app or the Internet Banking portal through browser, the process is super-easy.

About Internet Banking

Internet banking is a way of doing banking activities online, without going to a physical bank branch. You can use internet banking to check your account balance, transfer money to other accounts, pay your bills, apply for loans, and more.

You can access internet banking from any device that has an internet connection, such as a computer, smartphone, tablet, or smartwatch. A web browser or a bank app can be used to log in to your internet banking account, using your username and password.

Internet banking is convenient, secure, and easy to use, but it may also have some disadvantages, such as technical problems, cyberattacks, or limited services. Internet banking is a modern way of managing your money online.

How to Get GTBank User ID and Password

Step 1: Registering for GTBank Internet Banking

To embark on the journey of GTBank’s internet banking, the initial step involves registering for this service.

You can register for GTBank internet bank through:

1. GTB official website OR
2. Via mobile app (GTWorld)

To register for Internet banking via the website, go to GTBank’s official website and click on “sign up”.

Fill in the necessary information and click “Continue”. These details include your NUBAN (the 10-digit number associated with your account), the last six digits of your ATM card, Card expiry date and card pin.

Make sure the information you provided is correct before clicking “Continue.” Then, follow the prompts to complete your registration.

If my guess is right, you would prefer to register for internet banking via the GTBank app, so you can start using the app for your online banking needs straightaway.

Follow the instruction below to register via the GTWorld app:

1. Download and install GTWorld app from your device’s app store
2. Open the app and click on sign up
3. Enter the required details and follow the prompts to complete your internet banking registration

Also Read: Simple Steps to Change MTN Wi-Fi password on iPhone

Step 2: Obtaining a User ID and Password

Upon successful registration, GTBank will send your User ID and default password to the email address registered on your account. You will receive an email like the one in the screenshot below:

The user ID serves as a unique identifier for customers on the internet banking platform.

The good thing is that you don’t have to remember the user ID. This is because GTBank has made it easier for users to log in on the app or via browser using their email, phone number, or even account number, in place of their user ID. This removes the need to start memorizing your user ID, which might be a bit hard to remember.

Step 3: Logging in for the First Time

Once you have successfully registered on GTBank Internet Banking, you can now use your user ID, phone number, email, or account number with your default password to log in. You can access your GTBank account online on the GTWorld app or the Official Internet Banking platform via browser.

Note: It is very important to change your default password after logging in for the first time. Follow the guide in the next step to change your password.

Step 4: Changing Your Default Password

As emphasized in step 3 above, the first thing you should do after logging in is to change your default password. Below is how to change your default password:

1. Right on the home screen of the app, click the profile icon at the top-left side
2. Select “Change Password” under “Security” section
3. Click on “Proceed”
4. Enter the 6-digit code that will be sent to your registered phone number for verification
5. Answer your secret questions
6. Use the keypad to queue in your new password
7. Enter the password again to get it confirmed.

Note: The numeric characters (0,1,2,3,4,5,6,7,8,9) are only valid for the password, and must be 6 digits. Do not use guessable numbers for your password.

You may encounter an error like “NDPR has not been accepted”. To fix this issue, just logout and deactivate the app on your device, then log in again. Upon successful log in, you will be presented with NDPR Consent, accept it and proceed with the password changing.

Another way to change your password on GTBank internet banking is through browser via the official website. Follow the steps below to change your GTBank internet bank password on the website:

1. Open the GTBank official internet banking portal
2. Click “Log in To Account”. Then tap “Click here to Login” on the next screen.
3. In the box for Username, enter any of the following: your phone number, email, account number or UserID.
4. Use the keypad to enter your default password, then click “Login”
5. Click “Proceed to Internet Banking”
6. Once you are on your dashboard, Tap “SHOW NAVIGATION”
7. Tap “Self Service” on the menu and select “Change Password”
8. Enter your former password (the default in this case), your new password (Six Digits), password confirmation and answer your secret question in the appropriate boxes.
9. Use *737*7# to generate a token, then input it in the provided box
10. Click “Submit”. Once everything is correct, your password will be changed.

Utilizing GTBank Internet Banking

Once you have successfully registered and logged in either on browser or app, you can now explore the array of services GTBank offers through its internet banking platform. From fund transfers to bill payments and account management, the platform provides a user-friendly interface for various banking operations. Always exercise caution and log out after each session for enhanced security.

Keynotes:

1. You can register for GTBank Internet bank through the GTWorld app or via GTB internet banking website.
2. The User ID and password can be used on both the app and the website, regardless of the platform utilized during registration.
3. The password must be numeric characters and must be 6-digit length.
4. You can use your phone number, email, account number, or User ID as your username on the logging interface.

Conclusion

Obtaining a User ID and Password for GTBank’s internet banking empowers individuals to access and manage their finances conveniently. It’s important to adhere to security measures and utilize these credentials responsibly for safe and seamless banking experiences.

FAQs

What if I forget my GTBank internet banking password?

In such cases, utilize the “Forgot Password” option on the login page or contact customer support for assistance.

Can I use the same User ID for GTBank mobile app and internet banking?

Yes, the User ID for GTBank’s mobile app and internet banking is generally the same, providing seamless access across platforms.

What should I do if I suspect unauthorized access to my account?

Immediately contact GTBank’s customer support to report any suspected unauthorized access for prompt resolution.